PAYING OFF MY HOME ONE MONTH AT A TIME (post #11)

Well here it is again.  Time to update you on the latest balance of my mortgage.  Only one month ago my mortgage was $2000.00 more than what I owe now.  I was hoping to be able to pay an extra $3000.00 per month, but that isn’t quite happening yet.  I will need to work a …

PAYING OFF MY HOME ONE MONTH AT A TIME (post #9)

Well Merry Christmas to everyone!!!!  How did everyone’s budget do??? Mine did good.  I did not go over my budget this year (I usually don’t).  This year I had actually stopped saving cash every paycheck and instead sent money to my Vanguard cash account every paycheck so I wouldn’t have all that cash sitting around …

PAYING OFF MY HOME ONE MONTH AT A TIME (post #8)

Well here it is again, almost Christmas time and I managed to eek out another $600 and some odd dollars to put towards the principal only on my mortgage.  Actually it was exactly $635.04 which put my new balance down to $129,842.88! I am almost a full 4 years ahead of my mortgage.  Dave Ramsey …

LIVING LIFE

Well, well, what to do, what to do.  You know that sometimes you really need to live life.   BUT ONLY WHEN YOU CAN AFFORD IT!!! I don’t go out often, and don’t go out to eat often.  But one of my biggest downfalls is going to McDonald’s and getting a regular Ice Tea with lemon.  …

PAYING OFF MY HOME ONE MONTH AT A TIME (post #7)

On 11/4/19 I paid an extra $419.04 to my principal which puts my balance down to $130, 477.92. So far with regular monthly payments I have paid off almost $10,000.00 since my very first house payment in April 2019 (8 months).  If I wouldn’t have made extra payments, my balance would be $138,603.13 with still …

PAYING OFF MY HOME ONE MONTH AT A TIME (post #6)

I am trying to catch my blog posts up to where I am at on my amortization chart.  So here is another update, this time for October. And the 2nd chart, which shows I am now down to $131k. What would you give up to pay extra to your principal in order to pay off …

PAYING OFF MY HOME ONE MONTH AT A TIME (post #5)

It’s time again….here is the amortization chart.  It’s getting rough with Christmas on the way. Yes, you need to set aside money for Christmas.  No big spending. Do you even remember what you bought your brother or sister last year? How about the year before?  My family has a “Secret Santa” Christmas, so that helps …

STRESS/RETIREMENT

Retirement…ahhhh…sounds like such a nice word, until you don’t know where your money is at. The stress of having an account that someone else has control over is overwhelming sometimes. I am finding this out from my BF (boyfriend).  He is a very responsible, accountable, old fashioned man (not old in years, he is only …

PAYING OFF MY HOME ONE MONTH AT A TIME (post #4)

Well here I am again…trying to keep my promise by updating the paying off of my mortgage post by posting every 2 weeks.   For this post I am showing you the month of August.   I was only able to pay $1183.11 towards the principal this month.  I was saving cash for an upcoming vacation. As …

PAYING OFF MY HOME ONE MONTH AT A TIME (post #3)

I know, I know….I was supposed to have this 3rd post out a couple of weeks ago but…..it’s very hard when your BF is already retired and wants to spend your days off with you. I’ll take all of the time with him I can get!!! So here we go: How does that look?  I …