WHERE HAVE I BEEN?

Sorry it has been so long since I have updated everyone.  I came down with “A” virus…not “THE” virus.  Then “THE” virus came along which caused a lot of depression, anger, confusion, etc. I work for a hospital.  At first we were told not to wear masks because it would scare the patients, then we …

THINK BEFORE YOU RETIRE Tip #2

Today’s blog is following Think before you retire Tip #1 blog. Some of the FIRE (financial independence retire early) crowd that I follow and love haven’t thought everything through.  Some of them don’t own a house. That’s all fine and dandy for the time being but what happens when you have a heart problem (like …

PAYING OFF MY HOME ONE MONTH AT A TIME (post #9)

Well Merry Christmas to everyone!!!!  How did everyone’s budget do??? Mine did good.  I did not go over my budget this year (I usually don’t).  This year I had actually stopped saving cash every paycheck and instead sent money to my Vanguard cash account every paycheck so I wouldn’t have all that cash sitting around …

LIVING LIFE

Well, well, what to do, what to do.  You know that sometimes you really need to live life.   BUT ONLY WHEN YOU CAN AFFORD IT!!! I don’t go out often, and don’t go out to eat often.  But one of my biggest downfalls is going to McDonald’s and getting a regular Ice Tea with lemon.  …

PAYING OFF MY HOME ONE MONTH AT A TIME (post #7)

On 11/4/19 I paid an extra $419.04 to my principal which puts my balance down to $130, 477.92. So far with regular monthly payments I have paid off almost $10,000.00 since my very first house payment in April 2019 (8 months).  If I wouldn’t have made extra payments, my balance would be $138,603.13 with still …

PAYING OFF MY HOME ONE MONTH AT A TIME (post #6)

I am trying to catch my blog posts up to where I am at on my amortization chart.  So here is another update, this time for October. And the 2nd chart, which shows I am now down to $131k. What would you give up to pay extra to your principal in order to pay off …