Sorry it has been so long since I have updated everyone. I came down with “A” virus…not “THE” virus. Then “THE” virus came along which caused a lot of depression, anger, confusion, etc. I work for a hospital. At first we were told not to wear masks because it would scare the patients, then we …
Tag Archives: Retirement
HOW TO GET YOUR SPENDING UNDER CONTROL #2 or HOW TO USE THE ENVELOPE METHOD OF BUDGETING
In keeping with living below your means there are multiple ways to go about it. I think the easiest to start with is to buy purchases using cash whenever possible. Think about it. When you use your ATM or credit card do you really “think” about the money coming out of your checking account or …
PAYING OFF MY HOME ONE MONTH AT A TIME (post #8)
Well here it is again, almost Christmas time and I managed to eek out another $600 and some odd dollars to put towards the principal only on my mortgage. Actually it was exactly $635.04 which put my new balance down to $129,842.88! I am almost a full 4 years ahead of my mortgage. Dave Ramsey …
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PAYING OFF DEBTS
On your way to being a senior citizen, it is very important that you become debt free prior to retiring. Your life will be so much more enjoyable without having the stress and worry about paying credit cards and car payments. I first started off reading the blogs by Mary Hunt. Mary Hunt is an …
HOW TO GET SPENDING UNDER CONTROL #1
BY USING DAVE RAMSEY’S ALLOCATED SPENDING PLAN Dave Ramsey has a free app called “EveryDollar” that you can put on your phone and your computer. It is a budgeting app that helps you tell your money where to go, instead of keeping track of where your money went. What’s the difference? In my opinion it …
WHY YOU CAN AFFORD TO RETIRE IN CALIFORNIA
Do you ever wonder why seniors in California leave the state when they retire? There are a couple of reasons, but one is because they think they can’t afford the housing. But do some research and you will find that just not may be the case. Enter California’s Prop 60 and Prop 90. These are …
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American Senior Citizen 