WHERE HAVE I BEEN?

Sorry it has been so long since I have updated everyone.  I came down with “A” virus…not “THE” virus.  Then “THE” virus came along which caused a lot of depression, anger, confusion, etc. I work for a hospital.  At first we were told not to wear masks because it would scare the patients, then we …

PAYING OFF MY HOME ONE MONTH AT A TIME (post #11)

Well here it is again.  Time to update you on the latest balance of my mortgage.  Only one month ago my mortgage was $2000.00 more than what I owe now.  I was hoping to be able to pay an extra $3000.00 per month, but that isn’t quite happening yet.  I will need to work a …

HOW TO GET YOUR SPENDING UNDER CONTROL #2 or HOW TO USE THE ENVELOPE METHOD OF BUDGETING

In keeping with living below your means there are multiple ways to go about it.  I think the easiest to start with is to buy purchases using cash whenever possible. Think about it.  When you use your ATM or credit card do you really “think” about the money coming out of your checking account or …