THINK BEFORE YOU RETIRE Tip #1

Get things done the way you want them before you retire. When you’re looking to retire you need to prepare yourself prior to retiring.  What I mean is this. When you’re working and making money you have the resources to buy a car, remodel your kitchen, get the newest thing in a mattress, get a …

HOW TO GET YOUR SPENDING UNDER CONTROL #2 or HOW TO USE THE ENVELOPE METHOD OF BUDGETING

In keeping with living below your means there are multiple ways to go about it.  I think the easiest to start with is to buy purchases using cash whenever possible. Think about it.  When you use your ATM or credit card do you really “think” about the money coming out of your checking account or …