THINK BEFORE YOU RETIRE Tip #1

Get things done the way you want them before you retire. When you’re looking to retire you need to prepare yourself prior to retiring.  What I mean is this. When you’re working and making money you have the resources to buy a car, remodel your kitchen, get the newest thing in a mattress, get a …

PAYING OFF MY HOME ONE MONTH AT A TIME (post #9)

Well Merry Christmas to everyone!!!!  How did everyone’s budget do??? Mine did good.  I did not go over my budget this year (I usually don’t).  This year I had actually stopped saving cash every paycheck and instead sent money to my Vanguard cash account every paycheck so I wouldn’t have all that cash sitting around …

CHRISTMAS BUDGETING; CHRISTMAS IS THE SAME TIME EVERY YEAR!

Well people it’s that time of year again.  It comes every year, at the same time. It doesn’t sneak up on you, it’s not an emergency.  Every year on December 25th Santa Clause comes to your house and it’s time for you to pay him.  I know some of you give him an IOU slip …

HOW TO GET SPENDING UNDER CONTROL #1

BY USING DAVE RAMSEY’S ALLOCATED SPENDING PLAN  Dave Ramsey has a free app called “EveryDollar” that you can put on your phone and your computer.  It is a budgeting app that helps you tell your money where to go, instead of keeping track of where your money went.  What’s the difference? In my opinion it …