STRESS/RETIREMENT

Retirement…ahhhh…sounds like such a nice word, until you don’t know where your money is at. The stress of having an account that someone else has control over is overwhelming sometimes. I am finding this out from my BF (boyfriend).  He is a very responsible, accountable, old fashioned man (not old in years, he is only …

PAYING OFF MY HOME ONE MONTH AT A TIME (post #4)

Well here I am again…trying to keep my promise by updating the paying off of my mortgage post by posting every 2 weeks.   For this post I am showing you the month of August.   I was only able to pay $1183.11 towards the principal this month.  I was saving cash for an upcoming vacation. As …

PAYING OFF DEBTS

On your way to being a senior citizen, it is very important that you become debt free prior to retiring.  Your life will be so much more enjoyable without having the stress and worry about paying credit cards and car payments. I first started off reading the blogs by Mary Hunt.  Mary Hunt is an …

PAYING OFF MY HOME ONE MONTH AT A TIME (post #3)

I know, I know….I was supposed to have this 3rd post out a couple of weeks ago but…..it’s very hard when your BF is already retired and wants to spend your days off with you. I’ll take all of the time with him I can get!!! So here we go: How does that look?  I …

HOW TO GET SPENDING UNDER CONTROL #1

BY USING DAVE RAMSEY’S ALLOCATED SPENDING PLAN  Dave Ramsey has a free app called “EveryDollar” that you can put on your phone and your computer.  It is a budgeting app that helps you tell your money where to go, instead of keeping track of where your money went.  What’s the difference? In my opinion it …

PAYING OFF MY HOME ONE MONTH AT A TIME (post #2)

How do you pay off your home early?  By being focused and on fire. The following shows how I am using my amortization schedule to keep track of how much I currently owe on my house.  I will show you every two weeks how my progress is going (growing?). 2 weeks ago I showed you …

PAYING OFF MY HOME ONE MONTH AT A TIME (post #1)

How do you pay off your home early?  By being focused and on fire. The following shows how I am using my amortization schedule to keep track of how much I currently owe on my house.  I will show you every two weeks how my progress is going (growing?). I bought my current home in …

WHY YOU CAN AFFORD TO RETIRE IN CALIFORNIA

Do you ever wonder why seniors in California leave the state when they retire?  There are a couple of reasons, but one is because they think they can’t afford the housing.  But do some research and you will find that just not may be the case. Enter California’s Prop 60 and Prop 90.  These are …