Well, so much for me updating my blog every 2 weeks!
I really apologize to everyone. With the holidays, the birthdays, the working overtime, and the illnesses of winter time (I don’t know why, but I have been sick more times this year than any other year in my life) I am finally trying to catch up.
The overtime has been awesome (along with the holiday pay!) but very tiring. If I was in my 20’s, 30’s, or even 40’s, I would be working twice as much overtime as I am now. But overtime tends to burn me out sometimes. I am very lucky in the fact that where I work that I can actually dictate where I would like to work my overtime. So if the floor I am on is too busy and I am tired of pushing myself I can always ask to work overtime on a slower floor!!!!
And now on with the paying off of my house. With all the overtime I was able to work, I have managed to pay off a significant portion of my house. If you go back to the #9 post, https://americanseniorcitizen.com/2019/12/26/paying-off-my-home-one-month-at-a-time-post-9/ you will see that I have paid down my mortgage to $127,669.00. And now the new pictures and charts!!!
Do you see that??? My mortgage is now down to $123,528.05. I am where I should be at 12/01/2025. I get a feeling of euphoria when I look at my charts. I am on track to pay off this house in 3 years. Every week it seems to get harder because I am trying to perform the payoff by following the amortization chart. But I think from now on, I am just going to throw any extra money I have towards the mortgage without regards to the amortization schedule, so the charts after today may start to look different. I am going to have to keep a running tab on the chart and do it that way.
Let me know what you think in the comment section below.
Here’s to reading on!